Pensión no contributiva (PNC)
Non-contributory pension
Spanish non-contributory pension (PNC) — €517.90 to €760/month for over-65s without enough contributions, or people with disability ≥65% aged 18-64.
Start application →The Spanish Pensión no contributiva (PNC) is governed by Real Decreto Legislativo 8/2015 (LGSS), articles 363-372 (retirement) and subsequent (disability). It's a cash benefit for people in need who have not contributed, or contributed insufficiently, to qualify for a contributory pension. Two subtypes: PNC retirement (over 65) and PNC disability (18-64 with recognised disability ≥65%). 2024 minimum amount: €517.90/month (14 payments), with supplements for housing (up to €525/year for tenants), low-income (~€93/month extra), and third-party assistance (50% of IPREM monthly for disability ≥75%). IMSERSO coordinates national regulation, but application and payment are managed through the social services of each Autonomous Community (Comunidad Autónoma). PNC is compatible with modest earned income (up to the minimum wage SMI) but not with a spouse's PNC.
Eligibility
You qualify for PNC retirement if: You qualify for PNC disability if:
- you are 65 or older
- you reside legally in Spain and have resided at least 10 years between age 16 and the application date, of which the 2 years immediately before the application must be consecutive
- you lack sufficient personal income (individual cap ~€7,250/year in 2024)
- if you live with family, the household cap is higher (scaled by number of co-residents)
- you are between 18 and 64 years old
- you reside legally in Spain and have resided at least 5 years, of which the 2 years immediately before the application must be consecutive
- you have a recognised degree of disability or chronic illness of 65% or more
- you lack sufficient personal income (same caps as PNC retirement)